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Cessna 320E

Ownership Cost Report

Multi PistonGenerated March 13, 2026

Purchase Price

$30,000 - $200,000

Annual Fixed

$10,388 - $21,963

Hourly Variable

$133.10/hr

5-Year Total

$148,490 - $442,915

Purchase Price Range

Low estimate$30,000
High estimate$200,000
Active US fleet27

Based on market data for average-condition aircraft across available year bands.

Annual Fixed Costs

Insurance (experienced pilot)$2,588 - $3,163
Annual inspection (estimated)$4,000
Hangar / tiedown (varies by region)$1,800 - $6,000
Miscellaneous (database fees, etc.)$500 - $1,500
Total annual fixed costs$10,388 - $21,963

Hourly Variable Costs

Fuel (13.9 GPH x $6.50/gal)$90.35/hr
Engine overhaul reserve (x2 engines)$85.50/hr
Unscheduled maintenance reserve~$15-30/hr
Total hourly variable cost$133.10/hr

Annual cost by usage

100 hours/year$23,698
200 hours/year$37,008

Engine Details

EngineCONT MOTOR IO 520 SERIES
Horsepower285 HP x 2
TBO2,000 hours
Overhaul cost$68,400 - $102,600

5-Year Total Cost Projection

Purchase price (midpoint)$115,000
Fixed costs over 5 years$51,940 - $109,815
Variable costs (100 hrs/yr x 5 years)$66,550
5-year total ownership cost$148,490 - $442,915

Insurance Estimates by Experience

Pilot ExperienceAnnual PremiumHull Value
New PPL (<500 hrs)$3,623 - $5,233$30,000 - $200,000
Experienced (500-1500 hrs)$2,588 - $3,163$30,000 - $200,000
ATP (1500+ hrs)$1,380 - $1,898$30,000 - $200,000

Market Prices by Year

Year BandLowMedianHigh
1970-1979$16,905$24,150$32,603
1980-1989$21,735$31,050$41,918
1990-1999$30,187$43,125$58,219
2000-2009$42,263$60,375$81,506
2010-2019$66,413$94,875$128,081
2020-present$120,750$172,500$232,875

Performance Quick Reference

Cruise speed140 kts
Range685 nm
Fuel burn13.9 GPH

Get interactive tools, insurance quotes, and community data:

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Disclaimer: This report is for informational purposes only. All cost estimates are based on publicly available data (FAA Registry, industry benchmarks, market listings) and may not reflect the actual cost of owning a specific aircraft. Insurance premiums, maintenance costs, hangar rates, and fuel prices vary significantly by region, aircraft condition, pilot experience, and usage patterns. Consult qualified professionals (mechanics, insurance brokers, aviation attorneys) before making purchasing decisions. HangarMath is not a licensed financial advisor or aircraft broker. Data current as of March 13, 2026.